With interest rates shifting, many buyers are asking if they should purchase now or wait. The truth is, it depends on your situation. If you find a home that fits your needs and budget, locking in today’s rate might be better than waiting for uncertain future changes. On the other hand, if rates are predicted to fall and you’re not in a rush, waiting could save you thousands over the life of the loan. One strategy is to buy now but refinance later if rates drop. That way, you secure your dream home without losing flexibility. For those needing to sell quickly before buying, cash home buyers charlotte nc can provide the fast liquidity you need to act on market opportunities.